/* ============================================================
   다이렉트 자동차보험 비교 견적 사이트 — 디자인 시스템
   Deep Navy #0F2A4A · Sky Blue #2F80ED · Green #12A05A · Amber #F2A93B
   ============================================================ */
:root{
  --navy-950:#081C33; --navy-900:#0F2A4A; --navy-800:#16385F; --navy-700:#1F4A7A; --navy-600:#2A5C94;
  --sky-600:#1E6FD9; --sky-500:#2F80ED; --sky-300:#8FBCF4; --sky-200:#BFD9F7; --sky-100:#E3EFFC; --sky-50:#F2F7FE;
  --green-600:#0E8A4C; --green-500:#12A05A; --green-100:#E0F4EA; --green-50:#F0FAF4;
  --amber-600:#D98A1C; --amber-500:#F2A93B; --amber-100:#FCF0DC; --amber-50:#FEF9F0;
  --red-500:#E5643C;
  --ink-900:#16202E; --ink-700:#37445A; --ink-600:#4A5A73; --ink-500:#64748B; --ink-400:#8A97AB; --ink-300:#B4BECC;
  --gray-50:#F7F9FB; --gray-100:#F4F6F8; --gray-200:#E9EDF2;
  --line:#E4E9F0;
  --white:#ffffff;
  --radius-s:8px; --radius-m:14px; --radius-l:22px; --radius-xl:30px;
  --shadow-s:0 1px 2px rgba(15,42,74,.06),0 2px 6px rgba(15,42,74,.05);
  --shadow-m:0 10px 30px rgba(15,42,74,.10);
  --shadow-l:0 30px 70px rgba(15,42,74,.16);
  --font-sans:'Pretendard Variable',Pretendard,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Apple SD Gothic Neo','Malgun Gothic',sans-serif;
  --font-serif:'Noto Serif KR','Nanum Myeongjo',Georgia,'Times New Roman',serif;
  --sp-1:8px; --sp-2:16px; --sp-3:24px; --sp-4:32px; --sp-5:48px; --sp-6:64px; --sp-7:96px; --sp-8:120px; --sp-9:140px;
  --content-w:1160px; --read-w:760px;
  --header-h:72px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-sans);font-size:16px;line-height:1.75;color:var(--ink-900);background:var(--gray-50);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--sky-600);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--sky-500)}
::selection{background:var(--sky-200);color:var(--navy-900)}
:focus-visible{outline:3px solid var(--sky-500);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--font-serif);color:var(--navy-900);line-height:1.32;letter-spacing:-.015em;margin:0;text-wrap:balance}
p{margin:0 0 1em}
.container{width:100%;max-width:var(--content-w);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.08em;color:var(--sky-600);text-transform:uppercase}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--sky-500);border-radius:2px}
.eyebrow.center{justify-content:center}
.section{padding:var(--sp-7) 0}
.bg-white{background:var(--white)}
.bg-gray{background:var(--gray-100)}
.bg-navy{background:var(--navy-900)}
.bg-sky{background:var(--sky-50)}
.section-head{margin-bottom:var(--sp-5)}
.section-head h2{font-size:clamp(26px,3.2vw,38px);margin:12px 0 14px}
.section-head p{color:var(--ink-500);max-width:640px;font-size:15.5px}
.section-head.center{text-align:center}
.section-head.center p{margin:0 auto}
.section-tight{padding:56px 0}
.src{display:inline-block;margin-top:14px;font-size:12.5px;color:var(--ink-400)}

/* ---------- 버튼 ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 26px;border-radius:999px;font-weight:700;font-size:15.5px;letter-spacing:-.01em;cursor:pointer;border:1px solid transparent;transition:transform .18s ease,box-shadow .18s ease,background .2s ease,color .2s ease;text-decoration:none}
.btn:active{transform:scale(.985)}
.btn-primary{background:var(--navy-900);color:#fff;box-shadow:0 6px 18px rgba(15,42,74,.28)}
.btn-primary:hover{background:var(--navy-700);color:#fff;transform:translateY(-2px);box-shadow:0 12px 26px rgba(15,42,74,.34)}
.btn-sky{background:var(--sky-500);color:#fff;box-shadow:0 6px 18px rgba(47,128,237,.30)}
.btn-sky:hover{background:var(--sky-600);color:#fff;transform:translateY(-2px)}
.btn-amber{background:var(--amber-500);color:var(--navy-950);box-shadow:0 6px 18px rgba(242,169,59,.30)}
.btn-amber:hover{background:#f6b75c;color:var(--navy-950);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--navy-800);border-color:var(--navy-800);min-height:46px}
.btn-ghost:hover{background:var(--sky-50);transform:translateY(-2px)}
.btn-light{background:#fff;color:var(--navy-800);box-shadow:0 8px 22px rgba(8,28,51,.25)}
.btn-light:hover{transform:translateY(-2px);color:var(--navy-700)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-outline-light:hover{background:rgba(255,255,255,.12);color:#fff;transform:translateY(-2px)}
.btn-sm{min-height:40px;padding:8px 18px;font-size:14px}

/* ---------- 헤더 ---------- */
.site-header{position:sticky;top:0;z-index:90;background:rgba(247,249,251,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .25s ease,box-shadow .25s ease}
.site-header.is-scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px rgba(15,42,74,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-h);gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(150deg,var(--sky-500),var(--navy-900));display:grid;place-items:center;color:#fff;font-family:var(--font-serif);font-weight:700;font-size:19px;box-shadow:0 6px 16px rgba(15,42,74,.28);flex:none}
.brand-name{font-family:var(--font-serif);font-weight:700;font-size:17px;color:var(--navy-900);letter-spacing:-.01em;line-height:1.25}
.brand-name small{display:block;font-family:var(--font-sans);font-weight:600;font-size:11px;letter-spacing:.14em;color:var(--ink-500);margin-top:1px}
.main-nav{display:flex;align-items:center;gap:4px}
.main-nav a{font-size:15px;font-weight:600;color:var(--ink-700);padding:10px 14px;border-radius:10px;transition:background .2s,color .2s}
.main-nav a:hover{background:var(--sky-50);color:var(--navy-900)}
.main-nav .nav-cta{margin-left:8px}
.nav-toggle{display:none;width:44px;height:44px;border:0;background:transparent;cursor:pointer;border-radius:10px;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.nav-toggle span{width:22px;height:2px;background:var(--navy-900);border-radius:2px;transition:transform .25s,opacity .25s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- 히어로 ---------- */
.hero{position:relative;background:linear-gradient(165deg,var(--navy-950) 0%,var(--navy-900) 55%,var(--navy-800) 100%);color:#fff;overflow:hidden;padding:var(--sp-7) 0 var(--sp-6)}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(900px 460px at 88% 12%,rgba(47,128,237,.22),transparent 60%),radial-gradient(700px 420px at 8% 88%,rgba(18,160,90,.12),transparent 55%);pointer-events:none}
.hero-inner{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero-kicker{display:inline-flex;align-items:center;gap:9px;font-size:13.5px;font-weight:700;letter-spacing:.06em;color:var(--sky-300);text-transform:uppercase}
.hero-kicker .dot{width:8px;height:8px;border-radius:50%;background:var(--sky-500);box-shadow:0 0 0 4px rgba(47,128,237,.25)}
.hero h1{color:#fff;font-size:clamp(34px,5vw,56px);line-height:1.22;margin:22px 0 20px;letter-spacing:-.025em}
.hero h1 em{font-style:normal;color:var(--sky-300)}
.hero-lead{color:rgba(230,239,252,.82);font-size:16.5px;max-width:540px;margin-bottom:30px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:44px;max-width:560px}
.stat-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius-m);padding:16px 18px;backdrop-filter:blur(6px)}
.stat-card b{display:block;font-family:var(--font-serif);font-size:24px;color:#fff;line-height:1.2}
.stat-card b em{font-style:normal;font-size:14px;color:var(--sky-300);margin-left:3px}
.stat-card span{font-size:12.5px;color:rgba(230,239,252,.62);line-height:1.45;display:block;margin-top:4px}
.hero-visual{position:relative}
.hero-frame{border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-l);border:1px solid rgba(255,255,255,.16)}
.hero-frame img{width:100%;aspect-ratio:3/2;object-fit:cover}
.float-card{position:absolute;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-radius:var(--radius-m);box-shadow:var(--shadow-l);padding:12px 16px;display:flex;gap:11px;align-items:center;border:1px solid var(--line)}
.float-card .ic{width:38px;height:38px;border-radius:10px;background:var(--sky-100);color:var(--sky-600);display:grid;place-items:center;font-weight:800;flex:none}
.float-card b{display:block;font-size:13.5px;color:var(--navy-900);line-height:1.3}
.float-card span{font-size:12px;color:var(--ink-500)}
.fc-1{left:-26px;top:38px}
.fc-2{right:-20px;bottom:-24px}

/* ---------- 카드 그리드 ---------- */
.card-grid{display:grid;gap:24px}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-l);padding:26px;box-shadow:var(--shadow-s);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;text-decoration:none;color:var(--ink-700);display:block}
a.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-m);border-color:var(--sky-200);color:var(--ink-700)}
.card-ic{width:48px;height:48px;border-radius:13px;background:var(--sky-100);color:var(--sky-600);display:grid;place-items:center;font-weight:800;font-size:17px;margin-bottom:16px}
.card-num{position:absolute;top:22px;right:24px;font-family:var(--font-serif);font-size:13px;font-weight:700;color:var(--ink-300);letter-spacing:.08em}
.card h3{font-size:17.5px;margin:0 0 8px}
.card p{font-size:14px;color:var(--ink-500);margin:0;line-height:1.65}
.card-link{display:inline-block;margin-top:14px;font-size:13.5px;font-weight:700;color:var(--sky-600)}

/* ---------- 캐러셀 ---------- */
.carousel{position:relative}
.carousel-track{display:grid;grid-auto-flow:column;grid-auto-columns:min(340px,78vw);gap:22px;overflow-x:auto;scroll-snap-type:x mandatory;padding:6px 4px 18px;scrollbar-width:thin}
.carousel-track::-webkit-scrollbar{height:6px}
.carousel-track::-webkit-scrollbar-thumb{background:var(--ink-300);border-radius:3px}
.carousel-item{scroll-snap-align:start;border-radius:var(--radius-l);overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-s);position:relative}
.carousel-item img{width:100%;aspect-ratio:16/10;object-fit:cover}
.carousel-item .cap{position:absolute;left:14px;bottom:14px;right:14px;background:rgba(8,28,51,.72);backdrop-filter:blur(8px);color:#fff;font-size:13.5px;font-weight:600;padding:9px 14px;border-radius:10px}
.carousel-nav{display:flex;gap:10px;margin-top:8px}
.carousel-btn{width:44px;height:44px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--navy-900);font-size:17px;cursor:pointer;transition:all .2s;box-shadow:var(--shadow-s)}
.carousel-btn:hover{border-color:var(--sky-300);color:var(--sky-600);transform:translateY(-2px)}

/* ---------- 표 ---------- */
.table-wrap{overflow-x:auto;border-radius:var(--radius-m);border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-s)}
table.auto-table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:640px}
.auto-table th{background:var(--navy-900);color:#fff;font-weight:700;text-align:left;padding:13px 16px;font-size:13.5px;white-space:nowrap}
.auto-table td{padding:13px 16px;border-top:1px solid var(--line);color:var(--ink-700);vertical-align:top}
.auto-table tbody tr:nth-child(even){background:var(--gray-50)}
.auto-table tbody tr:hover{background:var(--sky-50)}
.auto-table td b{color:var(--navy-900)}
.auto-table .num{font-variant-numeric:tabular-nums;white-space:nowrap}
.tag{display:inline-block;font-size:11.5px;font-weight:700;padding:2px 9px;border-radius:999px;white-space:nowrap}
.tag-must{background:var(--amber-100);color:var(--amber-600)}
.tag-opt{background:var(--sky-100);color:var(--sky-600)}
.tag-gd{background:var(--green-100);color:var(--green-600)}
.table-note{font-size:12.5px;color:var(--ink-400);margin-top:12px}

/* ---------- 콜아웃 ---------- */
.callout{display:flex;gap:14px;align-items:flex-start;background:var(--sky-50);border:1px solid var(--sky-200);border-radius:var(--radius-m);padding:18px 22px}
.callout .co-ic{font-size:18px;flex:none;margin-top:2px}
.callout p{margin:0;font-size:14.5px;color:var(--ink-700)}
.callout p strong{color:var(--navy-900)}
.callout.amber{background:var(--amber-50);border-color:var(--amber-100)}

/* ---------- 단계 흐름 ---------- */
.step-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-l);padding:26px 22px;box-shadow:var(--shadow-s)}
.step::after{content:"→";position:absolute;right:-16px;top:50%;transform:translateY(-50%);color:var(--sky-300);font-weight:800;font-size:18px;z-index:2}
.step:last-child::after{display:none}
.step h4{font-size:16px;margin:0 0 8px}
.step p{font-size:13.5px;color:var(--ink-500);margin:0;line-height:1.65}
.step-no{width:34px;height:34px;border-radius:10px;background:var(--navy-900);color:#fff;display:grid;place-items:center;font-weight:800;font-size:14px;margin-bottom:14px}

/* ---------- 워크시트 ---------- */
.ws-wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:start}
.ws-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius-l);box-shadow:var(--shadow-s);padding:28px;position:relative}
.ws-group{border:1px solid var(--line);border-radius:var(--radius-m);padding:18px 20px;margin-bottom:16px}
.ws-group h3{font-size:15px;display:flex;align-items:center;gap:8px;margin:0 0 12px}
.ws-group h3 .g-no{width:24px;height:24px;border-radius:7px;background:var(--sky-100);color:var(--sky-600);display:grid;place-items:center;font-size:12.5px;font-weight:800;flex:none}
.ws-item{display:flex;gap:10px;align-items:flex-start;padding:9px 8px;border-radius:10px;cursor:pointer;transition:background .18s}
.ws-item:hover{background:var(--gray-50)}
.ws-item input{width:20px;height:20px;margin:3px 0 0;accent-color:var(--sky-500);cursor:pointer;flex:none}
.ws-item label{font-size:14.5px;color:var(--ink-700);cursor:pointer;line-height:1.55}
.ws-item small{display:block;color:var(--ink-400);font-size:12.5px;margin-top:2px}
.ws-item.checked label{color:var(--ink-400);text-decoration:line-through;text-decoration-color:var(--ink-300)}
.ws-summary{background:linear-gradient(165deg,var(--navy-950),var(--navy-800));border-radius:var(--radius-l);color:#fff;padding:28px;position:sticky;top:calc(var(--header-h) + 20px)}
.ws-summary h3{color:#fff;font-size:18px;margin:0 0 6px}
.ws-summary p{color:rgba(230,239,252,.75);font-size:13.5px;margin:0 0 16px}
.ws-count{display:flex;gap:8px;align-items:baseline;margin-bottom:18px}
.ws-count b{font-size:34px;color:var(--sky-300);font-family:var(--font-serif)}
.ws-count span{color:rgba(230,239,252,.7);font-size:13px}
.ws-progress{height:8px;border-radius:99px;background:rgba(255,255,255,.14);overflow:hidden;margin-bottom:20px}
.ws-progress i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--sky-500),var(--green-500));border-radius:99px;transition:width .35s ease}
.ws-btn{width:100%;justify-content:center}
.ws-reset{background:none;border:0;color:rgba(230,239,252,.6);font-size:12.5px;cursor:pointer;text-decoration:underline;margin-top:12px;padding:6px}
.ws-reset:hover{color:#fff}

/* ---------- 재무 조회 ---------- */
.control-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius-l);box-shadow:var(--shadow-s);padding:26px;margin-top:36px}
.control-row{display:flex;gap:12px;align-items:flex-end}
.field{display:flex;flex-direction:column;gap:7px}
.field label{font-size:13px;font-weight:700;color:var(--ink-600)}
.field input{min-height:48px;border:1px solid var(--line);border-radius:12px;padding:10px 16px;font-size:15px;font-family:inherit;background:var(--gray-50);transition:border-color .2s,box-shadow .2s}
.field input:focus{outline:none;border-color:var(--sky-500);box-shadow:0 0 0 3px rgba(47,128,237,.15);background:#fff}
.pill-list{display:flex;flex-wrap:wrap;gap:9px;margin-top:16px}
.pill-list button{border:1px solid var(--line);background:var(--gray-50);color:var(--ink-600);border-radius:999px;padding:8px 15px;font-size:13.5px;font-weight:600;cursor:pointer;transition:all .18s;min-height:40px}
.pill-list button:hover{border-color:var(--sky-300);color:var(--sky-600);background:var(--sky-50)}
.finance-result{margin-top:30px}
.result-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:18px;flex-wrap:wrap}
.result-head h2{font-size:clamp(20px,2.4vw,27px);margin:0}
.result-head .meta{font-size:13px;color:var(--ink-500);display:block;margin-top:4px}
.kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:22px}
.kpi{background:#fff;border:1px solid var(--line);border-radius:var(--radius-m);padding:18px 20px;box-shadow:var(--shadow-s)}
.kpi b{display:block;font-family:var(--font-serif);font-size:21px;color:var(--navy-900);line-height:1.3}
.kpi span{font-size:12.5px;color:var(--ink-400);display:block;margin-top:3px}
.kpi.hl{background:var(--navy-900);border-color:var(--navy-900)}
.kpi.hl b{color:#fff}
.kpi.hl span{color:var(--sky-300)}
.chart{background:#fff;border:1px solid var(--line);border-radius:var(--radius-m);padding:22px;box-shadow:var(--shadow-s);margin-bottom:22px}
.ch-title{font-size:14px;font-weight:700;color:var(--navy-900);margin-bottom:14px}
.bar-row{display:grid;grid-template-columns:64px 1fr 92px;gap:12px;align-items:center;margin-bottom:10px;font-size:13px}
.bar-label{color:var(--ink-500);font-weight:700}
.bar-track{height:12px;border-radius:99px;background:var(--gray-100);overflow:hidden}
.bar-fill{height:100%;width:0;border-radius:99px;background:linear-gradient(90deg,var(--sky-500),var(--green-500));transition:width .8s cubic-bezier(.2,.7,.2,1)}
.bar-val{font-variant-numeric:tabular-nums;color:var(--ink-600);font-weight:600;text-align:right}
.loading{text-align:center;color:var(--ink-500);padding:36px 0;font-size:14.5px}
.empty{text-align:center;color:var(--ink-400);padding:26px 0;font-size:14.5px}
.grid-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:14px}
.result-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-m);padding:18px 20px;cursor:pointer;box-shadow:var(--shadow-s);transition:all .2s;display:block;text-align:left;font-family:inherit;width:100%}
.result-card:hover{border-color:var(--sky-300);transform:translateY(-2px);box-shadow:var(--shadow-m)}
.result-card h3{font-size:15.5px;margin:0 0 3px}
.result-card p{font-size:12.5px;color:var(--ink-400);margin:0}

/* ---------- 최신 글 ---------- */
.article-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-l);overflow:hidden;box-shadow:var(--shadow-s);transition:transform .22s ease,box-shadow .22s ease;display:flex;flex-direction:column;text-decoration:none;color:var(--ink-700)}
a.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-m);color:var(--ink-700)}
.article-card .thumb{overflow:hidden}
.article-card .thumb img{width:100%;aspect-ratio:16/10;object-fit:cover;transition:transform .4s ease}
.article-card:hover .thumb img{transform:scale(1.04)}
.article-card .body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.article-card .cat{font-size:12px;font-weight:700;color:var(--sky-600);letter-spacing:.03em}
.article-card h3{font-size:16.5px;line-height:1.45;margin:0}
.article-card p{font-size:13.5px;color:var(--ink-500);margin:0;line-height:1.65}
.article-card .meta{display:flex;gap:10px;font-size:12px;color:var(--ink-400);margin-top:auto;padding-top:10px}
.posts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.posts-grid .article-card:nth-child(1){grid-column:span 1}

/* ---------- 페이지 히어로(내부 페이지) ---------- */
.page-hero{background:linear-gradient(165deg,var(--navy-950),var(--navy-800));color:#fff;padding:64px 0 56px}
.page-hero .eyebrow{color:var(--sky-300)}
.page-hero h1{color:#fff;font-size:clamp(26px,3.4vw,40px);margin:12px 0 14px}
.page-hero p{color:rgba(230,239,252,.8);max-width:680px;margin:0;font-size:15.5px}
.archive-hero{background:linear-gradient(165deg,var(--navy-950),var(--navy-800));color:#fff;padding:58px 0 50px}
.archive-hero h1{color:#fff;font-size:clamp(24px,3vw,36px);margin-top:10px}
.archive-hero p{color:rgba(230,239,252,.78);margin:10px 0 0;font-size:15px}
.archive-list{padding:56px 0 84px}
.archive-list .article-card{flex-direction:row;align-items:stretch;margin-bottom:20px}
.archive-list .thumb{width:38%;aspect-ratio:16/10;flex:none}

/* ---------- 푸터 ---------- */
.site-footer{background:var(--navy-950);color:rgba(230,239,252,.72)}
.footer-top{padding:64px 0 40px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:44px}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.footer-brand .brand-name{color:#fff}
.footer-brand .brand-name small{color:rgba(230,239,252,.5)}
.footer-desc{font-size:13.5px;line-height:1.7;color:rgba(230,239,252,.6);max-width:320px}
.site-footer h4{color:#fff;font-size:14.5px;margin:0 0 14px}
.site-footer .footer-grid a{display:block;font-size:13.5px;color:rgba(230,239,252,.68);padding:5px 0;transition:color .18s}
.site-footer .footer-grid a:hover{color:var(--sky-300)}
.legal-notice{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.09);border-radius:var(--radius-m);padding:18px 22px;font-size:12.5px;color:rgba(230,239,252,.55);line-height:1.7}
.legal-notice p{margin:0 0 8px}
.legal-notice p:last-child{margin:0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:18px 0}
.footer-bottom .container{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}
.footer-copy{font-size:12.5px;color:rgba(230,239,252,.45);margin:0}
.footer-links{display:flex;gap:16px;font-size:12.5px}
.footer-links a{color:rgba(230,239,252,.6)}
.footer-links a:hover{color:var(--sky-300)}

/* ---------- 글(프로즈) ---------- */
.prose{font-size:16.5px;line-height:1.85;color:var(--ink-700)}
.prose h2{font-size:clamp(21px,2.6vw,27px);margin:48px 0 16px;padding-top:14px}
.prose h2::before{content:"";display:block;width:34px;height:3px;border-radius:3px;background:var(--sky-500);margin-bottom:14px}
.prose h3{font-size:18.5px;margin:34px 0 12px;color:var(--navy-800)}
.prose p{margin:0 0 1.1em}
.prose ul,.prose ol{margin:0 0 1.2em;padding-left:1.4em}
.prose li{margin-bottom:.45em}
.prose strong{color:var(--navy-900)}
.prose a{font-weight:600}
.prose img{border-radius:var(--radius-m);box-shadow:var(--shadow-m);margin:22px 0}
.prose .table-wrap{margin:24px 0}
.prose .table-wrap table{font-size:14.5px}
.prose .callout{margin:24px 0}
.prose blockquote{margin:24px 0;padding:16px 22px;border-left:3px solid var(--sky-500);background:var(--sky-50);border-radius:0 var(--radius-m) var(--radius-m) 0;color:var(--ink-600);font-size:15px}
.prose blockquote p{margin:0}
.prose .legal-notice{font-size:.85em;color:#777;background:#f8f9fa;border-left:3px solid #cbd5e1;padding:10px 14px;margin-top:2em;border-radius:0 6px 6px 0}
.prose .legal-notice p{margin:4px 0}
.prose .ai-notice{font-size:.85em;color:#888;margin-top:2em}
.prose .affiliate-notice{font-size:.9em;color:#666;background:#fffbea;border:1px solid #f6e05e;padding:8px 12px;border-radius:6px;margin-bottom:1.4em}
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--radius-m);box-shadow:var(--shadow-s);padding:20px 24px;margin:26px 0 0}
.toc b{display:block;font-size:14px;color:var(--navy-900);margin-bottom:10px}
.toc ol{margin:0;padding-left:1.15em;columns:2;column-gap:34px;font-size:14px}
.toc li{margin-bottom:7px;break-inside:avoid}
.toc a{color:var(--ink-600)}
.toc a:hover{color:var(--sky-600)}
.related{margin:64px 0 0}
.related h2{font-size:22px}
.related-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:22px}
@media (max-width:600px){.related-grid{grid-template-columns:1fr}}
.article-nav{display:flex;justify-content:space-between;gap:20px;margin-top:56px;padding-top:28px;border-top:1px solid var(--line)}
.article-nav a{flex:1;background:#fff;border:1px solid var(--line);border-radius:var(--radius-m);padding:16px 20px;font-size:14px;font-weight:700;color:var(--ink-700);box-shadow:var(--shadow-s);transition:all .2s}
.article-nav a:hover{color:var(--sky-600);border-color:var(--sky-200);transform:translateY(-2px)}
.article-nav .next{text-align:right}
.page-content{padding:56px 0 80px}
.post-thumb{margin:28px 0 8px}
.post-thumb img{border-radius:var(--radius-l);box-shadow:var(--shadow-m)}
.breadcrumb{font-size:13.5px;color:var(--ink-400);margin-bottom:12px}
.breadcrumb a{color:var(--ink-500)}
.post-meta{display:flex;gap:10px;align-items:center;flex-wrap:wrap;font-size:13px;color:var(--ink-400);margin:10px 0 14px}
.badge{display:inline-block;font-size:11.5px;font-weight:700;padding:3px 11px;border-radius:999px}
.badge-sky{background:var(--sky-100);color:var(--sky-600)}
.article-shell{max-width:var(--read-w);margin:0 auto}
.lead{font-size:17px;color:var(--ink-500);line-height:1.75;margin:16px 0 8px}
.post-title{font-size:clamp(26px,3.4vw,40px);line-height:1.3;margin:0}
.empty{text-align:center;color:var(--ink-400);padding:60px 0;font-size:15px}
.comments-area{display:none}

/* ---------- 페이지네이션 ---------- */
.pagination{display:flex;gap:8px;justify-content:center;margin-top:44px}
.pagination a,.pagination span{min-width:44px;height:44px;display:grid;place-items:center;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--ink-600);font-weight:700;font-size:14px}
.pagination .current{background:var(--navy-900);color:#fff;border-color:var(--navy-900)}

/* ---------- 유틸 ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .65s ease,transform .65s ease}
.reveal.in{opacity:1;transform:none}
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy-900);color:#fff;padding:12px 20px;border-radius:0 0 10px 0;z-index:200;font-weight:700}
.skip-link:focus{left:0}

/* ---------- 반응형 ---------- */
@media (max-width:1024px){
  .hero-inner{grid-template-columns:1fr;gap:40px}
  .hero-visual{max-width:640px}
  .card-grid.g-4{grid-template-columns:repeat(2,1fr)}
  .step-flow{grid-template-columns:repeat(2,1fr)}
  .step::after{display:none}
  .ws-wrap{grid-template-columns:1fr}
  .ws-summary{position:static}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
  .kpi-grid{grid-template-columns:repeat(2,1fr)}
  .posts-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:768px){
  .main-nav{position:fixed;top:var(--header-h);left:0;right:0;background:var(--gray-50);flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);box-shadow:var(--shadow-m);display:none;max-height:calc(100vh - var(--header-h));overflow-y:auto}
  .main-nav.open{display:flex}
  .main-nav a{padding:13px 12px;font-size:15.5px}
  .nav-toggle{display:flex}
  .hero{padding:56px 0 64px}
  .hero-stats{grid-template-columns:1fr;gap:10px}
  .float-card{position:static;margin-top:14px}
  .fc-1,.fc-2{left:auto;right:auto;top:auto;bottom:auto}
  .card-grid.g-3,.card-grid.g-2{grid-template-columns:1fr}
  .posts-grid{grid-template-columns:1fr}
  .control-row{flex-direction:column;align-items:stretch}
  .step-flow{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:28px}
  .toc ol{columns:1}
  .archive-list .article-card{flex-direction:column}
  .archive-list .thumb{width:100%}
  .prose{font-size:16px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none}
  .article-card:hover .thumb img{transform:none}
}